Version: 4.0.0

Will I receive a sufficient pension later on? When can I retire? What are the consequences if I decide to stop working earlier than planned? The online tool Op Koers helps you answer these questions. You can choose whether you want to plan pension or check if you are on schedule with your pension accrual.

Step 1: what pension amount will you need?
What will your expenses be? The answer to this question determines the pension amount you will need. Using Op Koers you will make an estimate of your expenses. This allows you to see the pension amount you will need.

Step 2: how much pension have you already accrued?
If you know the pension amount you will need, Op Koers provides an easy way to compare this amount with the pension amount that you have already accrued. In order to do this, you will use Mijn Pensioenoverzicht.

Step 3: the result
If you choose to check whether you are on schedule with your pension accrual, Op Koers compares the required pension amount (step 1) with the pension that you have already accrued (step 2). The result is a percentage. If your result is 100%, you are right on schedule with accruing a sufficient pension. Op Koers uses your result to provide you with tips on what you can do and what to pay attention to!

If you choose to plan your pension, the choices you can make will be displayed. You can, for example, decide to move your retirement date forward. Or you can arrange pension benefits for your partner. The impact that these choices will have on your pension amount are immediately displayed in a graph. As the required pension amount is also displayed in this graph, you can directly see whether the pension amount resulting from your choices is sufficient. In addition to this, Op Koers uses your choices and personal details to provide you with tips on what to pay attention to!

Gain insight into your pension!
Log in and discover whether you are on track with your pension accrual or start planning your pension!